Balms Abogados advises both financial entities and borrowers on the financial operations of the market. Their team is made up of lawyers specialised in financial and banking law who, as well as offering the client a profound knowledge of the sector, support legal certainty, among other values.
It also provides advice on bank recruitment, with personnel specialised in extrajudicial claims against malpractice in the marketing of traditional banking products and toxic products such as structured deposits, securities or bonds which are convertible into shares, priorities, subordinates, derived products, unfair terms in mortgage loans, etc.
The main areas of practice within the department are:
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Juan Ramón Camacho Vázquez joined the firm in 1998 with the opening of the new office in Galicia as head of the civil and commercial department. He also acts as director of the office in Vigo. Juan Camacho has always focused on civil matters in the commercial area. An expert lawyer in competition law, he currently heads this department, with proven successes, such as the lorry cartel with more than 100 lorries or the milk cartel with around 900 farmers at present.
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Practicing lawyer since 1990, with broad experience in Private Law. He specializes in civil and commercial law, although throughout his career he has also worked under jurisdictions of penal and labour matters, which endowed him with a comprehensive perspective of law, useful for providing clients with suitable legal solutions...
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Manager of Balms Abogados Marbella since 2005. Ignacio’s work involves setting and implementing office strategies (in collaboration with the partners of the firm), leading, coordination of various departments within the company, and managing human and material resources, all to ensure the customers´ needs are being met and that the company is growing...
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Actualidad COVID-19
With the entry into force from April 2, 2020, the Government has expanded different measures in light of the situation caused by Covid-19. Among them, the measures approved in the mortgage moratorium stand out.
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Actualidad Legal
On January 23, 2019, the 1st Chamber of the Supreme Court, sitting in plenary session, delivered five judgments (numbers 44, 46, 47, 48 and 49/2019), establishing doctrine on some issues related to abusive clauses in contracts with consumers on the that had not yet been pronounced or had done so in a contradictory way.
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Actualidad Legal
A swap is a contract by which each party is obliged to pay the other, in the agreed terms, sums of money that will be determined according to objective parameters (future increases or decreases of the reference index), based on a capital that does not vary during the operation of the contract.
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